Full disclosure: we're Ryz Labs, and we're one of the options on this page. We think we're the better choice for most teams, and we'll show you why. Everything we say about other companies comes from their own sites and public listings, linked at the end.
For most US teams that need AI built and running in production, Ryz Labs is the better choice. You get a dedicated AI pod team of top 1% senior engineers that works in your cloud, your repos and your standups, on US business hours, and ships to production. Our pods have done it: fraud detection that has confirmed $5.94M in fraud for a global fleet company, and a compliance system that took review of 8,000+ documents from days to hours for a global capital management firm. Before you sign, you see a scoped plan, a price, and the names of the people who would do the work.
EPAM Systems is a global, S&P 500 engineering and consulting firm whose largest delivery centers are in India and Central and Eastern Europe. It fits a multi-year, multi-region program run by one vendor. If you want senior engineers building a specific AI system in your own stack, on New York hours, pick Ryz.
AI pod teams with systems in production. Our pods build AI in your stack and put it into production. Fraud detection for a global fleet company has scored 244K+ invoices in under 30 seconds each, with $5.94M in fraud confirmed by the client's own fraud team. A marketing-compliance system for a global capital management firm took review of 8,000+ documents from days to hours. An AI voice platform has made 1M+ outbound calls, and an AI driver-support agent handles 218K driver questions a year in three languages. The details are on our case studies page.
A senior pod in your cloud, not a program around it. A typical pod is about 7 senior engineers, including a tech lead, an ML engineer and backend engineers, working as one team. They work in AWS, Azure, GitHub and Postgres, with Anthropic and OpenAI models, in your repos, your CI and your standups, and show working software in weekly demos. When the system is done, add people or disciplines, or have the whole system handed over to your team. The code and the know-how stay with you.
New York hours, every day. Our engineers are in Latin America and work on US business hours. Code review, pairing and decisions happen the same day. EPAM's largest delivery locations are in India and Central and Eastern Europe, so with EPAM the overlap depends on which location staffs your team.
Top 1% engineers you know by name. We've interviewed tens of thousands of engineers, and only the top 1% make it. Recruiters source candidates, our in-house ARC system ranks the pipeline, every candidate goes through a structured NTRVSTA AI interview, and recruiters review each one before and after. AI scores are advisory, and people make the decisions. You get a recruiter-curated shortlist and run the final interview yourself. Our vetting process page walks through every step.
Scoped to the system you need. Clutch lists a $100,000+ minimum project for EPAM. We scope a pod around the AI system you actually need to ship, and you see a scoped plan, a price and the names of the engineers before you sign.
Trusted by Fortune 500 engineering teams, across industries. We work with US enterprises in every industry, including financial services, and bring decades of LatAm expertise. We follow GDPR and CCPA/CPRA, and our recruiting AI is governed under EU AI Act high-risk requirements.
EPAM traces its roots to 1993, is headquartered in Newtown, Pennsylvania, and is listed on the NYSE and in the S&P 500. It had about 62,850 people (about 56,600 in delivery) at the end of 2025 and FY2025 revenue of $5.457B. Financial services is its largest vertical, at 24.1% of revenue. It sells managed delivery, dedicated teams and consulting, plus AI/Run.Transform (launched October 2025), the open-source DIAL platform (version 3.0 adds agentic workflows) and agents on the AWS and Google Cloud marketplaces. Its model is built around long programs; ours is built around a senior pod that ships in your stack.
EPAM doesn't publish prices. Clutch lists EPAM at $150-$199 per hour with a $100,000+ minimum project size. Those are directory figures, not an EPAM price list. For the full breakdown, see EPAM pricing.
Our typical cost is $7,000 to $15,000 per engineer per month (mid-level $7,000 to $10,000, senior $10,000 to $15,000, leads $15,000+ quoted per team), and every quote is scoped per team. With the quote you get a scoped plan, a price, and the names of the people who would do the work, before you sign anything.
Still comparing? See our list of EPAM alternatives, EPAM vs Globant, and our guide to the best AI engineering teams for financial institutions.
Because the job is a specific AI system that needs to ship. A senior pod working in your stack on New York hours, with weekly demos, is the direct path from pilot to production.
Some. EPAM's 10-K lists about 2,950 people in Mexico plus other Latin American sites. Its largest delivery locations are India, Ukraine, Poland and Belarus. All Ryz engineers are in Latin America, on US business hours.
Financial services is EPAM's largest vertical, at about $1.3B of 2025 revenue. Ryz works with financial institutions too, as one of many industries, and our pods have shipped fraud detection and marketing-compliance systems that are in production today.
We talk about the system you need, match a pod to your stack, and send a scoped plan with a price and names. Talk to us.
Everything here was checked against each company's own site and public sources in October 2026. Vendors change terms often, so confirm before you sign.
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